A payment gateway is a merchant service provided by a e-comm application services provider that authorises credit cards and direct payments processing for electronic businesses. A bank can provide the payment gateway to its clients but aspecilised financial services provider can provide it as a separate service, as a payment services provider.
A gateway provides a facilitatesa payment transaction by transferring info between a payment portal (website, mobile phone, interactive voice response service) and the front-end processor or the acquiring bank.
APIyoit is a new payment method service which will allow our clients to connect to us and perform trasactions with the main European payment methods. Something that will be unique in the European market. We have created the ideal API to move money. We have created the ideal API to move money.
Its main features are:
- It is simple and eliminates the typical gateway infrastructures fees. Also, the service offers same-day transactions and next day for the ACH payments. We use the latest options for verification and bank transfers.
- By integrating a simple API which gets reliably adapted to all needs and gives a positive user experience, it can follow up the activity on your application, search for transaction information, admin clienats and see key business information within the pannel.
- Our platform’s payments processing values security through a thorough monitoring, solid cryptography and constant refinement.